Wednesday, August 5, 2009

Do finance charges/cash advances hurt your credit score?

I recently overdrew my checking account and as a result, I was forwarded $20 from my credit card that is linked to the account in order to cover the charges. I was then assessed a finance charge for the cash advance. I paid both amounts off about a week later before they were due. Does this hurt my credit score at all?



Do finance charges/cash advances hurt your credit score?

Not at all. You have a system in place to prevent bounced checks, you did everything you were supposed to.



Your problem won%26#039;t even cause a blip on any radar screen.



Do finance charges/cash advances hurt your credit score?

no, the only thing that hurts your credit score is non-payment, what you did probably will help your score, because it adds to yor credit history.



Do finance charges/cash advances hurt your credit score?

I don%26#039;t think so, if you pay things off it usually helps from what I%26#039;ve experienced.



Do finance charges/cash advances hurt your credit score?

No. To understand your credit score, go to the link below.

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