I need to increase my credit score by 25 points in order to refinance.?

I have no late payments, no public records, I paid 2 of the 3 derogatory issues off and paid all of my credit cards down to 1/2 of the limit. My broker has submitted for rapid rescore. I am afraid that I will not increase the points quick enough. Is there anything else I can do. mid score 595 LTV 86%

I need to increase my credit score by 25 points in order to refinance.?

You need to pay down your cards some more. If you can get the balances to 25-30% of your available balances, that will help some, possibly enough to get you in the 600 range. You may want to shoot for paying that 3rd derogatory. You may want to take a different approach on the third one. Depending on what kind of debt and how old it is, the statute of limitations for collecting the debt in court may have already expired which can give you leverage in negotiating getting a %26quot;payment for deletion%26quot; which is a payoff amount in return for getting it removed from your report. It%26#039;s a long shot, but that in itself can boost your score some. I posted a link below that explains it more in detail and gives strategies on how to go about it. READ THE ENTIRE ARTICLE CAREFULLY

Good luck!

I need to increase my credit score by 25 points in order to refinance.?

Keep paying your credit cards down. It would be great if you only had 20% of your limits.

I need to increase my credit score by 25 points in order to refinance.?

if you can pay off all you credit card that is the best way to increase yoru score.

I need to increase my credit score by 25 points in order to refinance.?

at 86% LTV with that credit score refinancing should not be an issue. I could get that done for you. Please email me and I can help you out.