I keep geting a differant credit score?

i keep geting a differant credit score from all three agancies one i got 634 and the other i got 718 im soooooo confused

I keep geting a differant credit score?

every agency has a different score model.

another thing is you need to compare all three to see if they have the same accounts listed....with the same information...

and check the inquiries...you will definitely have a different amoutn with each bureau

i%26#039;m certain that you have a derogatory with one bureau..and it%26#039;s not reporting to the other one

I keep geting a differant credit score?

The three credit bureaus take your credit info and use an algorithm to create your score. Don%26#039;t worry so much about your score. Make sure what%26#039;s on each of the three bureaus is accurate!

I keep geting a differant credit score?

It actually goes by your Fico score to get a house, the equifax score is mainly car loans, experian %26amp; transunion is everything else at least that%26#039;s how i see it ...And did you know there is fourth credit bureau named Innvois make sure you get your report from them to. I know its all so confusing that I decided to home school myself on the credit system and i only know a little and still have alot of questions but what i know i will definitely share....Also check out Credit Secrets Bible its full of insiders info that will help you understand credit and how to rebuild it..good luck!

I keep geting a differant credit score?

The score can vary by agency. It can also vary with time. If you didn%26#039;t get the scores or reports at the same time you could see the difference you are seeing. If you want to improve your credit score you should goto http://www.your-credit-solution.com/cred... .

Good Luck

I keep geting a differant credit score?

It%26#039;s normal.

All three credit reporting agency%26#039;s have their own way of calculating your score and all lenders do not report to all credit bureaus. Some do not report at all.

Add to this the fact that there are three types of bureaus as follows;

1. Standard, this is the one you see on the web.

2. Auto enhanced, this is the one that car dealers and lenders look at.

3. Factual, this is the one that mortgage companies look at.

OK, so now you have three agency%26#039;s and three types of bureaus, so that%26#039;s 9 different scores every person can have.

I look at credit every day and I see 100-point swings between the three all the time.

I keep geting a differant credit score?

No big deal at all. My score is also different from one report to the next. The more important thing is to make sure that all the information contained in the 3 reports is accurate.