How can I rebuild my credit if I'm in bankruptcy and my credit score is 0?

I%26#039;m in my 5th year of Bankruptcy (ch.7), I%26#039;ve paid my mortgage on time, I have only applied for credit once during that time. I have no other credit cards or loans, I don%26#039;t understand how my credit score is 0.

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

You have score zero when you claim bankrupt. Try orchard bank (on the net), first premier (on the net) they have good starter credit cards for people in difficult situations.

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

I didn%26#039;t think it%26#039;s possible to even have a 0

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

get a bad credit credit card and charge some thing on it and then pay it off each month after a while you will get your credit back orchard hills has credit cards for bad credit

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

pay bills on time

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

You need to apply for a secured credit card... Then use this every month and don%26#039;t be late on paying it even just the monthly minimum...

This will boost your credit up...

The key is to have a revolving account... Your mortgage is not sufficient to do the job...

Good luck...

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

Your best bet is to try and get credit. Usually people who file bankrupt don%26#039;t have 0 credit scores so I would check the source on that. Even bad credit is credit only someone who has never taken out a loan in their life would have no score (not a 0 just nothing). Even if you have to get a secured credit card and pay high fees at first it%26#039;s worth it to start rebuilding. Once you have the first one it%26#039;s not so hard to get others.

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

You have gotten OUT of debt,by declaring

bankruptcy----WHY would you want to go BACK

into Debt? If there%26#039;s something you feel you

CAN%26#039;T live without--Save your money until you

have enough to buy,whatever it is you want.

The laws have changed ALOT concerning bankruptcy,

so it would be alot harder...next time. Think about it!

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

Best way guaranteed: assume a false identity

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

Listen to Dave Ramsy. he%26#039;ll tell you about building up you credit score.

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

Go to http://www.lifeafterbankruptcy.com.

This is a site dedicated to folks like you who are trying to recover after a bankruptcy. Lots of articles and advice. I think you will find this site usefull.

Good luck

How can I rebuild my credit if I%26#039;m in bankruptcy and my credit score is 0?

All the info here.