Can I get an car loan with a credit score of 545?

Recently the transmission went out in my husbands truck and the price to fix it is more than the truck is worth. We decided it%26#039;s time to buy a new truck, but I%26#039;m concerned that we don%26#039;t have the credit to finance a $20k truck. I have financed a car before and all of my payments were made on time, and the car is now paid off. I pay all my credit cards (3) off every month, on time. We did have a large amount of debt, but we took out a loan (with a co-signer) to consolidate our debt. What are the chances with I could take out a $20k car loan with this credit score?

Can I get an car loan with a credit score of 545?

Well first I have to say with a credit score of 545 something went horribly wrong. You say you paid off the last vehicle and make timely CC payments but that score is practically rock bottom, what happened?

I%26#039;ve bookmarked this site to go back to next time I need a loan...

http://www.knowledged.info/go.php?link=a...

Best of luck to you.

Can I get an car loan with a credit score of 545?

Chances are real good, but the interest rate will kill you. Well, you gotta do what you gotta do..............

Can I get an car loan with a credit score of 545?

Your best bet is to join your local credit union, they have lower rates than dealers banks, and generally are less stringent when it comes to credit. You can find yours here: http://www.creditunion.coop/cu_locator/i...

good luck

Can I get an car loan with a credit score of 545?

If not, the dealership you%26#039;re working with doesn%26#039;t want to sell a car.

Can I get an car loan with a credit score of 545?

First of all unless you are an eskimo you can get this vehicle finanaced.....depending on your credit rating, the interest rates will vary.....put the car in your name since your credit is apparently better than your husband%26#039;s. Check around for the best rates...car dealers wont necessarily get you the best rate...they deal with banks that cater to them....a credit union is generally the best way to go or a home equity line of credit (a second mortgage).....

Do the math and make calls.*********

Can I get an car loan with a credit score of 545?

Getting a new car loan is not easy though it can be the easiest way to attain your dream car. There are many players in the car finance industry and for the consumer choosing the best%26lt;!--type of loan is a difficult task. Many factors have to be considered before taking up a car loan. Whether you want to take up a loan or not, will depend upon the car you want to buy.

http://best-loans.awardspace.com/guarant...

Since the rates of interest on different cars vary so the type of loan that you need will depend on the car you want.The total cost of the new car loan does not include only the interest payable but also--%26gt;extra charges such as processing, transaction fees, documentation fees or any other fees. So one has to confirm with the financer as to the other charges that accompanies an auto loan.

Can I get an car loan with a credit score of 545?

545 is a very low credit score. Most lenders won%26#039;t even consider you for a loan without a large down payment, a co-signer, and/or willing to pay a very high interest rate. If your debt is very high compared to your income, that could also be a problem.

Maybe you should revisit the option of getting a rebuilt transmission for the old truck until you can get your finances and credit back in shape.

Can I get an car loan with a credit score of 545?

Hello! I Got This For You. As Always, It%26#039;s Always Better That You Get The Info Firsthand. So Better Check It Out Yourself, Im sure You%26#039;ll Discover Something...http://carloan.featured-resources.info/c...