Can I get an auto loan through Capital One with a 590 credit score?

I currently have a credit card with Capital One that has been in good standing for almost a year. My Experian credit score is 590. I have no accounts in bad standing. I have a student loan I am paying on. Another credit card with a balance of $100 which will be paid off at the end of this month. I was just wondering if Capital One works with people with lower credit scores? I know it would be a really high interest rate if they did. Thanks

Can I get an auto loan through Capital One with a 590 credit score?

Yes. They will charge around 17% interest though. And you will need to verify your income with past tax returns or pay stubs. I advise if you must get a car now get a loan with them. They will give you a check with a max limit you can spend. Then bring that check to the dealership and see if they can beat the rate cap. one give you. You could always refinance the loan at a later time with capital one, maybe after year of on time payments at a much lower rate.

http://creditcardwarehouseonline.com

you can find a cap one app at and also other subprime lenders at

http://creditcardwarehouse.ecreditdirect...

Can I get an auto loan through Capital One with a 590 credit score?

Capital One does do some sub-prime lending, which is usually targeted to people with lower credit ratings. It might be better to wait until you can boost your credit rating, however, because you will probably be looking at high monthly payments, exorbitant interest rates, etc. In some instances, your credit rating will also affect your auto insurance rate, and since you are financing, you will have to carry collision, which is something else to think about.

Can I get an auto loan through Capital One with a 590 credit score?

There are many auto loan options available today. Today, stiff competition among auto loan financing companies%26lt;!--has made it possible to get a car loan or an auto loan at favorable terms.

http://best-loans.awardspace.com/autoloa...

However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car--%26gt;finance option. You can apply for online car loans on the Internet, or get it from your car dealer.

Can I get an auto loan through Capital One with a 590 credit score?

You may have a good shot especially if you%26#039;re a current customer in good standing and if you apply directly from their homepage. It%26#039;s impossible to tell you for sure that you%26#039;ll be approved since most lenders rely on more than just Experian credit score. They%26#039;ll likely factor in credit scores from all 3 credit agencies, auto loan history, and any delinquencies on your Capital One credit card. Seems like it%26#039;s worth a try...good luck.